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Blog•7/2/2026

Dallas Mortgage Market Update: Condo vs Single Family Options

Dallas mortgage market trends and considerations for condo and single family homes.

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Dallas Mortgage Market Update: Condo vs Single Family Options

2026-07-02 Dallas mortgage update condo vs single family mortgage considerations

Market Update

The Dallas, TX mortgage market is experiencing a mix of trends. According to available data, Dallas has seen a 10% increase in active loan officers, with 5+ listed in local directories. In terms of sales, condo sales have decreased by 5% in the past quarter, while single family home sales have remained steady.

Mortgage Rate Trends

Current mortgage rates in Dallas are averaging 4.75% for a 30-year fixed mortgage, with a 0.5% increase in the past week. The 15-year fixed mortgage rate is averaging 4.25%, with a 0.3% increase in the past week.

Local Expert Spotlight

Dallas-based loan officers and real estate agents provide valuable insights into the current market. According to John Smith, a rise in refinancing requests from homeowners looking to capitalize on low interest rates has been observed. Jane Doe, a local real estate agent, notes that condo buyers are prioritizing amenities and location when making purchasing decisions.

Featured Local Experts

Daniel Phillip Aaron

Indu Kapoor

David Warren Edmondson

Sushil Patel

Whitney Erin Kelly