Josh Santosh David

Highly recommend, Josh and his team

Excellent experience working with Josh and his team. They were professional, well organized, and communicated clearly throughout the entire process. Their response time was always fast, and they worked hard to make everything smooth and stress-free. Highly recommended!

Josh was great!

Smoothest experience I’ve had talking to a lender, was able to quote me extremely fast with an extremely competitive rate. I definitely recommend reaching out to him for a loan and he will be the first person I call if I need a lender in the future.

Josh is incredible

The homebuying process is always complicated and shrouded by a lot of mystery. Josh is a true breath of fresh air. He is very transparent and he really works to make sure that you are educated in the entire buying process. He works as a partner to make sure everything ...

Patient, Informative, and Easy to Work With

I had a very positive experience working with Josh on my loan application. He was patient, informative, and always willing to answer questions and walk me through the details. I appreciated his professionalism and support throughout the process and would confidently recommend him to others. Loan TypePurchase Service DateJan 2026

Amazing lender, very patient

Josh was a very experienced Lender. He was very patient and educate us throughout the whole way. He held our hand along the way and explained everything very thoroughly. I would use them again.

Josh is SO helpful!

Josh helped me tremendously through my first time buying a house. I had absolutely no idea what I was doing, but he helped me step by step, and with his assistance I was able to purchase my first house so quickly! I recommend him to anyone who’s looking to buy ...

Awesome experience !!

JD was recommended to us by our realtor Sachin and we are so thankful for that. JD did an amazing job at making the first time home buying and mortgage process easy to follow and understand, he patiently answered our endless questions (still does even after closing) and also helped ...

the best of the best!!

Josh & his team are phenomenal beyond words! They made the process for me & my husband flow so much easier than I could have even imagined as first-time home buyers. Josh & the team are so full of knowledge, experience, & kindness - you know you’re in such good ...

Josh IS IT!

Josh and his team! - super-duper responsive, easy to work with, super patient, transparent - all key ingredients one needs on the financing side of the home purchase process. We flooded him with tons of questions during the process (first time buyer's) and he was more than patient with explaining ...

Best Mortgage Broker

Josh was really easy to work with. My husband and I switched to him about a week and half before closing. He was able to get my interest rate down and cash to close lowered with lower monthly and we closed earlier than expected! He was wonderful to work with ...

Wonderful experience

From beginning to end the entire process was smooth. From Joshua to Ashley to Jill the entire process was smooth. Josh went out of his way to ensure he stayed in contact and kept me informed during the entire process. Everyone was professional and informative during the entire process. I ...

Smoothest Refinance EVER!

Smoothest refinance I ever dreamed of! Joshua took my initial call and it was even after 6:00pm! Got our rate locked the next day and helped me upload all required docs into the Windham Capital online portal and after a week or so Natalee took over and helped me through ...